Terms & Conditions

Terms & Conditions

Acceptance of Terms of Use

This is a website operated by The SILC Group under the domain name “www.silcgroup.com.au” (“this website”).

Your access, use of the information, layout, graphics and materials on this website (“information on this website”) is governed by these Terms of Use and The SILC Group’s Privacy Policy (collectively referred to as “Terms of Use”). By accessing, viewing or otherwise using this website, you agree to the Terms of Use and agree to be bound by them.

Changes to the Terms of Use

The SILC Group may, without any prior notice and at its sole discretion, vary or modify these Terms of Use by posting the amended terms of use on this website. Any access to, or use by you of the website will constitute an acceptance of any modifications and the Terms of Use that apply at the time. You acknowledge that The SILC Group has no obligation to notify you of any change or amendments.

In addition to the terms contained in this document, there are also specific terms which form part of the Terms of Use and govern your use of, and access to, certain sections of the website. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the website.

Australian Residents

The products and services referred to on this website are only available in Australia to Australian residents unless otherwise expressly stated.

Your information

You authorise The SILC Group to keep records of your access to this website and to utilise and place cookies on your computer.

A “cookie” is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your browser.

Cookies can record statistical data and information about your visit to the site, allowing it to remember you next time you visit and allow us to understand the way our website is used to be able to continuously improve. However, these cookies do not capture information that can personally identify you.

Users must not disclose their username or password to others. Use of this website using a username and password will be taken to be used only by the person to whom The SILC Group provided that username and password.

Copyright

The information contained in this website is the copyright of The SILC Group. You may only print any of our pages for your records provided that the copyright notices and The SILC Group identifiers (i.e. trademarks or logos) are not removed.

Any other use or any reproduction of the information on this website requires the prior written consent of The SILC Group.

No Financial Advice

This website contains general information which may not be complete or accurate for your purposes and should not solely be relied upon as such. In preparing the information contained on this website, The SILC Group has not taken into account your investment objectives, financial situation or particular needs. Before acting or investing on the basis of the information contained on this website, please consider (with or without the assistance of an adviser) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs.

The information on this website is provided in good faith and has been derived from sources believed to be accurate and reliable. The SILC Group makes reasonable effort to ensure that information is free from error however The SILC Group does not, at any time, warrant or guarantee the accuracy, adequacy, timeliness or completeness of the information on this website. No representation or guarantee is made regarding the future performance or success of, the rate of income or capital return from, any product or service referred to in this website.

The information on this website does not constitute either:

  • financial advice of any kind;
  • an offer or invitation by The SILC Group; or
  • a securities recommendation by The SILC Group, to buy or sell securities or any other financial products

 
Limitation of Liability

The SILC Group makes no representation or warranty as to the completeness, accuracy or currency of material contained in this website. Any opinions expressed in the material on this website are subject to change without notice and The SILC Group is not under any obligation to update this website or to notify you of any changes to information on this website.

Except for liability which cannot legally be excluded but is limited to the greatest extent possible, The SILC Group excludes all liability (including liability for negligence or otherwise) including losses, damages, claims and expenses whatsoever arising from any use of the information on this website.

The SILC Group does not guarantee the security of this website, nor provides any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or inaccuracy in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this website.

Links to other Websites

The website may contain links to websites operated by third parties (“Third Party Websites”). The SILC Group does not endorse, or approve of the operators of Third Party Websites, or the information, graphics and material on those Third Party Websites. No representation or warranty is made by The SILC Group as to the accuracy, quality, currency or any other aspect of the information contained on those linked Third Party Websites

Links to other websites are provided for convenience only and do not represent any endorsement or approval by The SILC Group of the products or services offered by the website owner.

Should you leave this website via a link contained within this website, and view content on Third Party Websites that is not provided by The SILC Group, including content in relation to the issue or sale of a financial product, you do so at your own risk.

Use and Disclosure of Information

You acknowledge and agree that the collection, disclosure and/or use of information about you through your access of this website. We will only use or disclose this information in accordance with The SILC Group’s Privacy Policy

Linking to The SILC Group’s website

Please contact The SILC Group if you would like to place a link to any part of The SILC Group website.

If you create a link to The SILC Group’s website, with or without The SILC Group’s permission, you agree to indemnify The SILC Group and keep it indemnified against all actions, claims, costs, demands, damages or liability arising in any manner from a breach by you of the terms of this agreement.

The SILC Group reserves the right, solely at its discretion, to request removal of your link at any time. It also reserves the right to review your link, pursuant to which you agree to provide any necessary passwords.

Governing Law

These conditions of use are governed by the laws of the state of Victoria and each party submits to the non-exclusive jurisdiction of the courts of that state.

Contact us

If you would like more information about this website or to request written consent to use the information on this website, please contact us.